Our daughter recently started a job with a finance company. After five years in college she had finally decided on a major and completed her degree. She and a friend moved into a two bedroom apartment. They are both just starting out, but they want to be independent in purchasing things for their apartment. My [...]

My favorite time of the year is Christmas time. I love everything about the season. I live in Minnesota so this is the time of year when we begin to have snow on the ground and ice on the lakes. It is a beautiful time to begin with, then as people begin adding outdoor Christmas [...]